Successful investing is about dealing with the future, yet it’s impossible for anyone to know anything about the future.
At Grow, we understand that the future is uncertain and preach that it’s how we react to uncertainty that will determine our long-run success. That’s why we work with our clients and help them build wealth while remaining adaptive, so our clients can take advantage of opportunities as they come.
It’s our mission to be the protectors of the wealth you’ve already accumulated, maximize the wealth you’re currently bringing in, and ensure that you have the freedom to do and act as you wish. We have your back so you can do what you do best.
The Financial Plannning Process
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Intro, Advisory Agreement & Payment
After our introduction call, I’ll reach out to discuss next steps. We'll require an initial payment before we move forward. Once that payment is made, we'll send you a copy of our 'Advisory Agreement' which lists the services that we will provided and the time frame which they will be provided. The agreement can be signed electronically.
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Data Gathering & Financial Analysis
Once we confirm the payment, we'll request a number of documents to help us get a better understanding of your situation. You can upload these documents to our secure portal. During the analysis period, we’ll be in touch, via email or phone with questions. Processing time generally takes 2-4 weeks.
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Plan Delivery and Acceptence
We deliver the financial plan through Google Docs, which allows you to comment and ask questions. We ensure you understand the plan and agree with our recommendations. It is at this point in which you can choose to retain us as your investment manager.
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Investment Plan Launch
If you retain us as your investment manager, we open up accounts for you at TD Ameritrade Institutional - Charles Schwab. If you have accounts elsewhere, we will transfer them to TD Ameritrade. You’ll receive a username to log into TD Client Access. We provide basic ongoing financial planning and advice for all investment clients who invest more than $10,000 with us. We’ll meet once per year, at minimum, and more if we see fit.
Pricing
Grow is a fully transparent FEE-ONLY Advisory Firm. There are NO commissions or hidden fees.
Financial Planning
Starting at $1,450
A short-term, focused engagement structured to maximize the impact of each dollar so that you can build wealth and, achieve financial and life goals. We provide actionable recommendations for a time frame of 12-36 months into the future. The cost of the financial plan will depend on the complexity of your situation. The average cost per client is around $2,000. Our plans are designed to save you money. Most clients see a return on investment within 12-18 months.
Investment Management
1.25% Of Investment Assets per year
Based on your needs, goals and aspirations, we develop a low-cost investment strategy that moves in sync with your evolving objectives. Our dynamic approach will keep you confident in the most volatile markets.
Investment Accounts are held at TD Ameritrade Institutional-Charles Schwab. 1% of Assets Under Management (AUM) equates to $100 in fees for every $10,000 invested with Grow X.
Consulting
$175-$250 per hour
We’re available for business or brand consulting on an hourly basis. Our hourly rate will depend on the complexity of your situation. We’re also able to launch employer-sponsored retirement plans such as the 401(k), the SIMPLE/SEP IRA and Profit Sharing Plans.
