Privacy policy

As an independent financial planning firm, GROW, LLC. wants you to know that we are committed to safeguarding the confidential information of all current, former, and potential clients.  All personal information provided to our firm is held in the strictest confidence. These records include personal information we collect from you in connection with any services or potential services provided by GROW, LLC.

GROW, LLC does not share information with affiliated companies.  We don't disclose information to nonaffiliated third parties, except as required by law or by your consent. 

For unaffiliated third parties that require access to your personal information, including financial service companies, consultants, and auditors, we also require strict confidentiality in our agreements with them and expect them to keep this information private. For example, federal and state regulators may review firm records as permitted under law. We do not provide your personally identifiable information to any type of data gathering company, vendors or solicitors.

Secure Environment

We maintain a secure office and computer environment to ensure that your information is not placed at unreasonable risk.

Categories of Information Collected

  • Information our clients provide to us to provide comprehensive financial planning, wealth management and investing services.;
  • Information our clients provide to us in agreements, account applications, and other documents completed in connection with the opening and maintenance of their accounts;
  • Information our clients provide to us orally; and
  • Information we may receive from third parties, such as brokerage firms, about our clients’ transactions with us or with others.

Maintenance of Information

Personally identifiable information about you will be maintained during the time you are a client, and for the required time that such records are required to be maintained by federal and state securities laws, and consistent with the CFP® Board Code of Ethics and Professional Responsibility.

GROW recognizes that our relationships with current and prospective clients are based on integrity and trust.

We work hard to maintain your privacy and to preserve the private nature of our relationship with you. We place the

highest value on the information you share with us. GROW will not disclose your personal information to

anyone unless it is required by law or at your direction. We will not sell your personal information. GROW will

provide the privacy statement to all clients annually.

We want our clients to understand what information we collect, how we use it, and how we protect it responsibly.

Why We Collect Your Information

  • We gather information about you so that we can:
  • Help design and implement the investment and planning related services we provide you; and
  • Comply with the Federal and State laws and regulations that govern us.

What Information We Collect and Maintain

  • We may collect the following types of “nonpublic personal information” about you:
  • Information from our initial meeting or subsequent consultations about your identity, such as your name,
  • address, social security number, date of birth, and financial information.
  • Information that we generate to service your financial needs.
  • Information that we may receive from third parties with respect to your financial profile.

What Information We Disclose

  • We are permitted by law to disclose nonpublic information about you to unaffiliated third parties in certain
  • circumstances. For example, in order for us to provide planning or investment management services to you, we may
  • disclose your personal information in limited circumstances to various service providers, such as our clearing firm. If
  • the Financial Planner/Financial Adviser leaves (FIRM NAME) to join another firm, he or she may be permitted to
  • retain copies of client information so that they can assist with the transfer of client accounts and continue to serve the
  • client at their new firm. (OPTIONAL STATEMENT BASED ON INTERNAL POLICIES)

“Opting-Out” of Third Party Disclosures: If you do not want your Financial Planner/Financial Adviser to retain copies of

your client sensitive information when he or she leaves us to join another firm, you may contact us by calling Jason Kirsch, CFP(r) at (516) 817-0435).

Otherwise, GROW will not disclose any personal information about you or your account(s) unless one of the

following conditions is met:

  • We receive your prior written consent; or
  • We have documentation that the recipient is your authorized representative; or
  • We are required by law to disclose information to the recipient

Arrangements with companies not affiliated with GROW will be subject to confidentiality agreements.

How We Protect Your Personal Information

Privacy has always been important to (FIRM NAME). We restrict and limit access to client information only to those

who need to carry out their business functions. We educate employees about safeguarding client information and

preventing its unauthorized access, disclosure, or use. Employees will be required to acknowledge their acceptance

and understanding of the privacy policy in writing. (PREVIOUS TWO STATEMENTS MAY BE OMITTED FOR ONE-

PERSON FIRMS). We maintain physical, electronic, and procedural safeguards to protect your confidential personal

information


Disclaimer

Advisory services are offered through GROW, LLC, an investment advisor firm domiciled in the State of California. The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, GROW, LLC  (referred to as "GROW") disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and suitability for a particular purpose. GROW does not warrant that the information will be free from error. None of the information provided on this website is intended as investment, tax, accounting or legal advice,  as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall GROW be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if GROW  or a GROW authorized representative has been advised of the possibility of such damages. In no event shall GROW, LLC have any liability to you for damages, losses and causes of action for accessing this site. Information on this website should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

This website may provide links to others for the convenience of our users.  Our firm has no control over the accuracy or content of these other websites.

GROW, LLC is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempted.  Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and  in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

For information concerning the status or disciplinary history of a broker-dealer, investment advisor, or their representatives, a consumer should contact their state securities administrator.

The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, GRO, LLC (referred to as GROW) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and suitability for a particular purpose. GROW does not warrant that the information will be free from error. None of the information provided on this website is intended as investment, tax, accounting or legal advice,  as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall GROW be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if GROW or a GROW authorized representative has been advised of the possibility of such damages. In no event shall GROW, LLC have any liability to you for damages, losses and causes of action for accessing this site. Information on this website should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.